About Layaway247

At Layaway247, we believe in a smarter way to shop. One where everyone is approved and you’re not limited by your credit or penalized with crazy fees or interest rates. Unlike the layaways of the past, you don’t have to wait in store lines and we give you the added flexibility of choosing your layaway length and payment cycle. All products are brand new and will be shipped once you complete your last payment.

The Layaway247 Advantage
  • No Credit Check…Ever!
  • Customizable Payment That Fits Your Budget
  • Layaway Year Round…Not Just For The Holidays
  • No Interest Rate
  • No Registration Fee
  • No Late Fees
  • No Shipping Fee
  • Start Your Layaway With $20
How it works:
  1. Pick Your Product
  2. Choose A Payment
  3. Register Online
  4. Make Your Initial $20 Payment
  5. Complete Your Scheduled Payments
  6. Your Product Shipped For Free

Layaway Comparison

Feature LAYAWAY247 Kmart/Sears Walmart
Service Fee $0 $5 or $10 $0
Down Payment $20 $10 $10 or 10%
Layaway Term 2 to 12 months 2 or 3 months 3 months - Sep-Dec Only
Payment Schedule You choose biweekly You choose
Cancellation Fee $20 $10 or $20 $10
Purchase Limit No limit $300 or $400 Unknown
Product Restrictions None Yes Yes
Available Online Yes $300 limit No
Shipping Available Yes - free for most products Yes No - In-store pickup only
Online Payments Yes Yes No - In-store payments only
Smartphones Layaway Yes No No
Service Fee $0
Down Payment $20
Layaway Term 2-12 months
Payment Schedule You choose
Cancellation Fee $20
Purchase Limit No limit
Product Restrictions None
Free Shipping Yes!
Online Payments Yes!
Smartphones Layaway Yes!
No Credit Check
No Credit Check

Your credit will not hold you back

Flexible Payments
Flexible Payments

Weekly, biweekly or monthly payments for 2 to 12 months

Layaway Year Round
Layaway Year Round

Not just for the holidays, Skip the store lines

Cheaper Than A Credit Card
Cheaper Than A Credit Card

No interest rate, No late fees