What is Layaway?

Layaway is an agreement to purchase something and make payments over time (while the merchandise is being held for you) and once you complete all of the payments necessary to purchase it, the merchandise will be shipped to you.

Who is Layaway 24/7?

We are an online store that allows you to purchase any of our merchandise listed on layaway. You can select layaway agreements ranging between 2 to 12 months.

When do I get my product?

Your order will be shipped within 3 business days after your final payment.

Can I delay or skip payments?

Yes, however all layaway contracts must be paid in full prior to the final payment date in order to ship the merchandise. If not, the order will be cancelled.

Can I make payments before they are due or pay ahead?

Yes. Payments made at anytime will be applied to your order balance without any additional fees.

Can I upgrade or change my order after making payments?

Yes. You will need to contact Layaway247 customer support to change your order and calculate your new payment schedule.

Can I cancel my order?

Yes. You can cancel your layaway order at any time prior to paying the full amount due. Layaway247 will refund all payments made except the layaway cancellation fee of $20 or 10% of the completed payments, whichever is greater.

Can I layaway products that are not currently offered on your web site?

Possibly. You will need to first contact Layaway247 by email and ask if the product you're looking for is available. If we are able to obtain the product we will respond with a quote and a link to place your order.

Why can't I find my state on the registration page?

At this time our layaway program is not available in the District of Columbia, Idaho, Maryland, New York, Ohio or Rhode Island.

Can I get my order before the full layaway term?

You can always pay ahead if you would like to receive your order before the layaway term ends as long as 30 days have passed from when you started your agreement and no more than 50% of the balance can be paid off within the first 30 days.

Can I “Buy it Now” without having to do layaway?

Unfortunately No. We only offer layaway plans and we require a minimum layaway term of 2 or 3 months based on your payment frequency.

No Credit Check
No Credit Check

Your credit will not hold you back

Flexible Payments
Flexible Payments

Weekly, biweekly or monthly payments for 2 to 12 months

Layaway Year Round
Layaway Year Round

Not just for the holidays, Skip the store lines

Cheaper Than A Credit Card
Cheaper Than A Credit Card

No interest rate, No late fees